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Need assistance? AR Car Loans has you covered!

Our team is committed to making your car financing journey smooth and hassle-free. From finding the perfect loan option to addressing questions about your current plan, we’re just a call or click away. Let us help you every step of the way!

Frequently asked questions

All Your Car Loan Queries Solved at ArCarLoans

What services does AR Car Loans provide?

AR Car Loans specializes in providing customized car loan options for new and pre-owned vehicles. We simplify the financing process by matching you with trusted lenders, comparing loan offers, and securing competitive rates with flexible repayment plans tailored to your needs.

What credit score do I need to qualify for a car loan?

Credit score requirements vary, but typically a score of 650 or higher can help you secure favorable loan terms. We work with various financial institutions to find the best options based on your credit.

Can I get a loan for a used car?

Yes, AR Car Loans provides financing for both new and used cars, helping you find a loan that suits the vehicle’s age and condition.

What to Expect from Loan Terms and Interest Rates?

Loan terms typically vary from 3 to 8 years, with interest rates starting at 8.75%, influenced by your credit score and the vehicle you’re purchasing.

Is a Down Payment Required for Car Loans?

While a down payment is often necessary, the amount depends on your loan terms and credit profile. We strive to provide options that reduce initial out-of-pocket expenses.

Request Your Car Loan Quote

Ready to make your dream car a reality? At AR Car Loans, we bring you competitive rates and a simple process to get started.